Naiyuan Mart
Naiyuan Mart
Your Reliable China Supply Chain Partner
Payments service

Stop losing money on bank fees & delays.

Every international payment to a Chinese supplier costs 3–7% in hidden fees and takes 3–7 days to land. We settle in under 4 hours for 1.5%, and your supplier sees the money the same day.

See how it works
The hidden cost of bank transfers

Your bank is quietly eating your margin.

3–7% fees

Excessive fees

Transfer fees, intermediary-bank fees, currency conversion, receiving-bank fees. The number on screen is never the number you pay.

3–7 days

Painful delays

Production slips while payment crawls through correspondent banks. Suppliers push you behind buyers who settled faster.

No visibility

Zero transparency

You never know the final cost or the arrival time. You just refresh the portal and hope.

Metric
Bank transfer
Naiyuan Mart
Transfer fee
3%
1.5% service fee
Intermediary bank fee
$25
$0
Receiving bank fee
$25
$0
Payment timeline
3–5 days
2–4 hours
Your payment partner

We built the payment system you wish banks had.

After watching clients lose millions to bank fees and delays, we built a payment rail designed for modern African businesses trading with China. Fast, transparent, secure.

Legally compliant

Fully compliant with international financial regulations. We receive and make payments through our official company accounts.

Direct banking relationships

Partnerships with major Chinese banks remove intermediary fees and cut days off processing time.

Zero tolerance for fraud

Advanced verification, supplier checks, and immediate fraud reporting protect every transaction.

How it works

From payment request to supplier receipt in three steps.

No more banking nightmares. Here’s how we make supplier payments painless.

  1. Step 1

    Get instant quote

    • Exact total cost
    • Current exchange rate
    • Delivery timeline
    • Zero surprise fees
  2. Step 2

    Secure payment

    • Supplier verification
    • SSL encryption
    • Fraud monitoring
    • Instant confirmation
  3. Step 3

    Track & confirm

    • Real-time tracking
    • Delivery confirmation
    • Receipt documentation
    • Supplier notification
Payment options

Pay the way your supplier prefers.

Four settlement rails cover every Chinese supplier we’ve worked with. Pick the one that fits the invoice.

WeChat Pay
Instant
From 1.5%

Direct-to-supplier for most Chinese vendors.

Alipay
Quick & secure
From 1.5%

Works with B2B and retail Chinese suppliers.

Bank transfer
2–4 hours
From 2.2%

Lowest-cost option for larger order values.

Cash deposit
Up to 48 hours
From 3%

For suppliers who require cash-on-hand settlement.

Live rates

Transparent exchange rates.

The rate you see on your quote is the rate we settle at, no silent spreads.

  • RMB → Naira
    CNY to NGN
    ¥1 = ₦220
  • USD → RMB
    USD to CNY
    $1 = ¥7.25
  • USDT → RMB
    Stablecoin to CNY
    1 USDT = ¥7.25
Indicative rates. Live rate is locked into your quote at payment initiation.
Pricing tiers

Two tiers. Pick by order size.

Standard
2.5%service fee
For orders under ¥30,000
  • Same-day processing
  • Real-time tracking
  • Supplier verification
  • Delivery confirmation
Start payment
Best value
Volume
1.5%service fee
For orders ¥30,000 and above
  • Priority processing (0–4 hours)
  • Dedicated account manager
  • Enhanced fraud protection
  • 24/7 support line
Start payment
Ready to start

Ready to simplify your payments?

Stop losing money on hidden fees and delays. Get fast, transparent, secure payments to your Chinese suppliers today.

Pay suppliers now